Skint!

Learning resources: Carly's story

Technology costs (p.15)
Discussing how technology can have an impact on personal finances
Keeping up appearances (p.23)
Discussing budgets and the potential impact of keeping up appearances around others
What is APR anyway? (p.33)
Exploring APR, AER and advantages and disadvantages of using credit cards
Good debt/bad debt (p.40)
Thinking about the different kinds of loans available
Lottery or kitty? (p.49)
Comparing different kinds of savings and investments
What should Carly do? (p.53)
Encouraging learners to reflect on what they have read about in Carly’s story

Need or want? (p.65)
Thinking about budgeting and making purchasing choices
Income from? (p.72)
Exploring financial security through employment, careful budgeting and saving
What are the odds really? (p.75)
Exploring the risks involved in gambling
What's in a wallet? (p.83)
Thinking about the costs of down time such as drinking, smoking and café culture
What should Jamie do? (p.95)
Reflecting on Jamie's choices and the possible results of each of those decisions

Glossary
Some of the words used in Skint! and what they mean
Financial glossary
Definitions of the financial words used in Skint!
About the author and illustrators
Find out more about Gowan Calder and metaphrog
Useful websites
Find more information and activity ideas online